Terms of Use · iltpv

Acceptance of terms

By accessing this website or using our mobile apps, you agree to these Terms of Use ("Terms") and to our Privacy Policy. These Terms are an agreement between you and ILTPV Apps ("we," "our," or "us"), and apply to all users — visitors to this website and users of any app we publish and list on our Apps page (each, an "App"). If you do not agree, please do not use the Apps.

Use of our services

Eligibility

You must be at least 13 years old, or the minimum age required to hold an Apple ID and enter a binding contract in your country, whichever is greater. If you are under the age of majority where you live, you may use the Apps only with the involvement of a parent or guardian, who accepts these Terms on your behalf.

Licence

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable licence to download and use the Apps for your own personal, non-commercial purposes, on Apple-branded devices that you own or control. This licence is granted in accordance with the Usage Rules in the Apple Media Services Terms and Conditions. The Apps are licensed to you, not sold, and we reserve all rights not expressly granted here.

Prohibited activities

You agree not to misuse our services. In particular, you agree not to:

Copy, modify, translate, reverse engineer, decompile, or disassemble an App, or attempt to derive its source code, except where applicable law expressly permits it despite this restriction
Rent, lease, lend, sell, redistribute, or sublicense an App
Circumvent, disable, or interfere with purchase, licensing, or security mechanisms, or access paid features without paying for them
Transmit malicious code, or otherwise disrupt or interfere with our services or any third-party service an App relies on, including through automated or excessive requests
Use an App to violate any applicable law or regulation, or the rights of others
Remove or obscure any copyright, trademark, or other proprietary notice

User-generated content

You retain ownership of everything you enter into an App. We claim no rights over it and we grant ourselves no licence to it, because — as described in our Privacy Policy — your content never leaves your device and we never receive it.

One consequence follows directly from this: we cannot recover your data. If you delete an App, lose your device, or reset it, any data held only in that App is gone, and there is no copy on our side to restore from. You are responsible for maintaining your own backups, for example through iCloud Backup or an export feature where an App provides one. You are also solely responsible for the content you enter and for ensuring it does not violate any law or third-party right.

Privacy and data collection

Our handling of your information is described in full in our Privacy Policy. In summary:

No accounts. The Apps require no sign-up and we collect no email addresses or other personal details.
No cookies or analytics. This website sets no cookies, and neither the website nor the Apps use analytics or tracking software.
No advertising. The Apps display no ads and contain no advertising SDK, so no device information is shared with advertisers.
On-device storage. Data you enter stays on your device and is not transmitted to us.

Account management

The Apps do not use accounts, so there are no credentials to protect and no account for us to close. You can edit or delete your data at any time from within an App, and deleting an App removes its data from your device. Because no user account or server-side data exists, account-deletion requests are not applicable.

Note that deleting an App does not cancel an active subscription — see below.

Subscriptions and auto-renewal

Some Apps offer optional paid features through an auto-renewing subscription. The exact title, duration, and price of each subscription option are shown in the App before you purchase, and on its App Store product page. The following terms apply:

Payment. Payment is charged to your Apple ID account when you confirm the purchase.
Auto-renewal. The subscription renews automatically unless auto-renewal is turned off at least 24 hours before the end of the current period.
Renewal charge. Your account is charged for renewal within 24 hours prior to the end of the current period, at the price of the option you selected.
Managing your subscription. You can manage your subscription and turn off auto-renewal at any time in your Apple ID account settings on your device.
Free trials. Where a free trial is offered, any unused portion of the trial period is forfeited when you purchase a subscription to that App.
Price changes. If we change a subscription price, Apple will notify you and, where required, ask for your consent before the new price takes effect.

Cancelling stops future renewals. You keep access to paid features until the end of the period you have already paid for.

Refund policy

Apple App Store apps

Our apps are distributed through the Apple App Store, and all subscriptions and in-app purchases are handled exclusively by Apple. Refunds are therefore subject to Apple's refund policies and procedures.We cannot issue refunds directly, because we never receive your payment and have no access to your billing.

You can request a refund at reportaproblem.apple.com or by contacting Apple Support. Nothing in this section limits any statutory right of withdrawal or refund you may have under consumer law where you live. If something in an App is not working as it should, please write to us first — we would rather fix the problem.

Consent to share consumption data with Apple

By using an App and making in-app purchases, you consent to our sharing data regarding your usage and consumption of purchased content with Apple, as part of our efforts to resolve refund requests. This information may include details about how you have accessed and interacted with the purchased content, and its purpose is to help Apple make an informed decision on a refund request. Any such sharing is done in compliance with Apple's policies and only as necessary to process your request.

Intellectual property rights

All content, design elements, source code, icons, and trademarks on this website and within our Apps — including the names and logos of ILTPV Apps and of each App — are the intellectual property of ILTPV Apps unless otherwise specified. You may not copy, distribute, or use any of it without our prior written consent. Your licence to use an App gives you no ownership of it.

Disclaimer of warranties

Our services are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Apps will be uninterrupted, error-free, or free of defects, or that they will meet your requirements.

Our apps are budgeting and tracking tools. They do not provide financial, tax, investment, accounting, or legal advice, and nothing in them should be treated as such. Any figure, total, projection, or reminder an App produces is derived from information you entered and is offered for your reference only. You are responsible for your own financial decisions.

Currency exchange rates shown in an App come from a third-party service. They may be delayed, rounded, incomplete, or inaccurate, will not match the rate your bank or card issuer applies, and must not be relied on for financial, accounting, or transactional purposes. Renewal dates and reminders depend on the information you enter and on your device delivering notifications correctly; they are a convenience, not a guarantee.

Some jurisdictions do not allow the exclusion of implied warranties, so parts of this section may not apply to you. Nothing here affects consumer rights that cannot be waived under the law where you live.

Limitation of liability

To the fullest extent permitted by law, ILTPV Apps will not be liable for any direct, indirect, incidental, consequential, or punitive damages, or for any loss of profits, revenue, savings, goodwill, or data, arising from:

Your use of, or inability to use, our website or Apps
Any missed payment, unwanted renewal, or financial decision made in reliance on information shown in an App
Unauthorised access to, alteration of, or loss of data held on your device
The acts, omissions, content, or availability of any third-party service

To the fullest extent permitted by law, our total aggregate liability arising out of or relating to these Terms or the Apps is limited to the greater of the amount you paid us for the App in the twelve months preceding the claim, or USD 50. Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, for fraud, or for any other liability that cannot lawfully be excluded. Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.

Modifications to terms

We reserve the right to modify these Terms at any time. Any changes will be posted on this page with an updated effective date, and take effect when posted. If a change is material, we will make it clear in the App. Your continued use of our services after changes are posted constitutes your acceptance of the revised Terms.

We may also add, change, suspend, or discontinue features of an App, or an entire App, at any time, and we may stop supporting older operating system versions. Your licence ends automatically if you breach these Terms, and you may end it at any time by deleting the App from your devices — remembering that this does not cancel a subscription.

Apple-specific terms

The following terms are required by Apple and apply to Apps obtained from the Apple App Store. In the event of a conflict, they prevail over the rest of these Terms with respect to Apple.

This agreement is with us, not Apple. These Terms are concluded between you and ILTPV Apps only, and not with Apple. ILTPV Apps, not Apple, is solely responsible for the Apps and their content.
Scope of licence. The licence granted for an App is limited to a non-transferable licence to use the App on any Apple-branded product that you own or control, as permitted by the Usage Rules in the Apple Media Services Terms and Conditions.
Maintenance and support. ILTPV Apps is solely responsible for providing any maintenance and support services for the Apps. Apple has no obligation whatsoever to furnish any maintenance or support services in relation to the Apps.
Warranty. ILTPV Apps is solely responsible for any product warranties, whether express or implied by law, to the extent not effectively disclaimed. If an App fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price of the App to you. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Apps, and any other claims, losses, liabilities, damages, costs, or expenses attributable to any failure to conform to any warranty are the sole responsibility of ILTPV Apps.
Product claims. ILTPV Apps, not Apple, is responsible for addressing any claims relating to an App or your possession and use of it, including: (i) product liability claims; (ii) any claim that an App fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection, privacy, or similar legislation.
Intellectual property claims. In the event of any third-party claim that an App or your possession and use of it infringes that third party's intellectual property rights, ILTPV Apps, not Apple, is solely responsible for the investigation, defence, settlement, and discharge of that claim.
Legal compliance. You represent and warrant that you are not located in a country subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country, and that you are not listed on any U.S. Government list of prohibited or restricted parties.
U.S. Government end users. The Apps and related documentation are "Commercial Items" as defined at 48 C.F.R. §2.101, consisting of "Commercial Computer Software" and "Commercial Computer Software Documentation" as those terms are used in 48 C.F.R. §12.212 or 48 C.F.R. §227.7202. They are licensed to U.S. Government end users only as Commercial Items and with only those rights granted to all other end users under these Terms.
Third-party beneficiary. You acknowledge and agree that Apple and Apple's subsidiaries are third-party beneficiaries of these Terms, and that upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.

Contact us

If you have any questions or concerns about these Terms, please contact us:

Email: info@iltpv.com